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This article is about the payment system. For The Price Is Right game see Credit Card .
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A credit card is part of a system of payments named after the small plastic card issued to users of the system. The issuer of the card grants a line of credit to the consumer from which the user can borrow money for payment to a merchant or as a cash advance to the user. A credit card is different from a charge card which requires the balance to be paid in full each month. In contrast credit cards allow the consumers to revolve their balance at the cost of having interest charged. Most credit cards are issued by local banks or credit unions and are the same shape and size as specified by the ISO 7810 standard.
